Call report 2004Q3
UNIVERSITY BANK — 2004Q3
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,017,000 | USD | evidence → |
| Total loans | 41,723,000 | USD | evidence → |
| Allowance for loan losses | 454,000 | USD | evidence → |
| Securities available for sale | 1,218,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,862,000 | USD | evidence → |
| Interest-bearing deposits | 39,402,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,460,000 | USD | evidence → |
| Equity capital | 3,119,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,001,000 | USD | evidence → |
| Interest expense | 564,000 | USD | evidence → |
| Net interest income | 1,437,000 | USD | evidence → |
| Noninterest income | 2,497,000 | USD | evidence → |
| Noninterest expense | 4,266,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | -350,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | -430,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,385,000 | USD | evidence → |
| Total capital | 3,837,000 | USD | evidence → |
| Risk-weighted assets | 36,456,000 | USD | evidence → |