Call report 2004Q2
UNIVERSITY BANK — 2004Q2
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,696,000 | USD | evidence → |
| Total loans | 38,847,000 | USD | evidence → |
| Allowance for loan losses | 471,000 | USD | evidence → |
| Securities available for sale | 1,320,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,458,000 | USD | evidence → |
| Interest-bearing deposits | 36,285,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,173,000 | USD | evidence → |
| Equity capital | 3,292,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,280,000 | USD | evidence → |
| Interest expense | 368,000 | USD | evidence → |
| Net interest income | 912,000 | USD | evidence → |
| Noninterest income | 1,772,000 | USD | evidence → |
| Noninterest expense | 2,865,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | -226,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -226,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,521,000 | USD | evidence → |
| Total capital | 3,955,000 | USD | evidence → |
| Risk-weighted assets | 34,702,000 | USD | evidence → |