Call report 2004Q1
UNIVERSITY BANK — 2004Q1
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,953,000 | USD | evidence → |
| Total loans | 36,575,000 | USD | evidence → |
| Allowance for loan losses | 522,000 | USD | evidence → |
| Securities available for sale | 1,553,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,663,000 | USD | evidence → |
| Interest-bearing deposits | 36,475,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,187,000 | USD | evidence → |
| Equity capital | 3,403,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 636,000 | USD | evidence → |
| Interest expense | 185,000 | USD | evidence → |
| Net interest income | 451,000 | USD | evidence → |
| Noninterest income | 750,000 | USD | evidence → |
| Noninterest expense | 1,346,000 | USD | evidence → |
| Provision for loan losses | 23,000 | USD | evidence → |
| Pretax income | -168,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -168,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,580,000 | USD | evidence → |
| Total capital | 3,993,000 | USD | evidence → |
| Risk-weighted assets | 32,939,000 | USD | evidence → |