Call report 2003Q4
UNIVERSITY BANK — 2003Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,504,000 | USD | evidence → |
| Total loans | 35,135,000 | USD | evidence → |
| Allowance for loan losses | 454,000 | USD | evidence → |
| Securities available for sale | 1,637,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,806,000 | USD | evidence → |
| Interest-bearing deposits | 37,353,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,453,000 | USD | evidence → |
| Equity capital | 3,558,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,735,000 | USD | evidence → |
| Interest expense | 829,000 | USD | evidence → |
| Net interest income | 1,906,000 | USD | evidence → |
| Noninterest income | 5,083,000 | USD | evidence → |
| Noninterest expense | 6,675,000 | USD | evidence → |
| Provision for loan losses | 189,000 | USD | evidence → |
| Pretax income | 125,000 | USD | evidence → |
| Income tax | -80,000 | USD | evidence → |
| Net income | 205,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,755,000 | USD | evidence → |
| Total capital | 4,176,000 | USD | evidence → |
| Risk-weighted assets | 33,618,000 | USD | evidence → |