Call report 2005Q1
HERITAGE COMMUNITY BANK — 2005Q1
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 278,331,000 | USD | evidence → |
| Total loans | 221,657,000 | USD | evidence → |
| Allowance for loan losses | 2,221,000 | USD | evidence → |
| Securities available for sale | 25,183,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 248,738,000 | USD | evidence → |
| Interest-bearing deposits | 191,734,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,004,000 | USD | evidence → |
| Equity capital | 23,378,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,069,000 | USD | evidence → |
| Interest expense | 894,000 | USD | evidence → |
| Net interest income | 3,175,000 | USD | evidence → |
| Noninterest income | 497,000 | USD | evidence → |
| Noninterest expense | 1,974,000 | USD | evidence → |
| Provision for loan losses | 148,000 | USD | evidence → |
| Pretax income | 1,550,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 1,527,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,385,000 | USD | evidence → |
| Total capital | 25,606,000 | USD | evidence → |
| Risk-weighted assets | 241,073,000 | USD | evidence → |