Call report 2005Q2
HERITAGE COMMUNITY BANK — 2005Q2
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 276,134,000 | USD | evidence → |
| Total loans | 223,783,000 | USD | evidence → |
| Allowance for loan losses | 2,290,000 | USD | evidence → |
| Securities available for sale | 24,963,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 241,469,000 | USD | evidence → |
| Interest-bearing deposits | 190,184,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,285,000 | USD | evidence → |
| Equity capital | 25,298,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,519,000 | USD | evidence → |
| Interest expense | 1,985,000 | USD | evidence → |
| Net interest income | 6,534,000 | USD | evidence → |
| Noninterest income | 1,060,000 | USD | evidence → |
| Noninterest expense | 3,976,000 | USD | evidence → |
| Provision for loan losses | 223,000 | USD | evidence → |
| Pretax income | 3,395,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 3,352,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,237,000 | USD | evidence → |
| Total capital | 27,527,000 | USD | evidence → |
| Risk-weighted assets | 241,754,000 | USD | evidence → |