Call report 2004Q4
HERITAGE COMMUNITY BANK — 2004Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 260,912,000 | USD | evidence → |
| Total loans | 207,929,000 | USD | evidence → |
| Allowance for loan losses | 2,090,000 | USD | evidence → |
| Securities available for sale | 28,585,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,591,000 | USD | evidence → |
| Interest-bearing deposits | 176,566,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,025,000 | USD | evidence → |
| Equity capital | 22,739,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,305,000 | USD | evidence → |
| Interest expense | 2,110,000 | USD | evidence → |
| Net interest income | 11,195,000 | USD | evidence → |
| Noninterest income | 2,312,000 | USD | evidence → |
| Noninterest expense | 8,377,000 | USD | evidence → |
| Provision for loan losses | 395,000 | USD | evidence → |
| Pretax income | 4,735,000 | USD | evidence → |
| Income tax | 69,000 | USD | evidence → |
| Net income | 4,666,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,631,000 | USD | evidence → |
| Total capital | 24,721,000 | USD | evidence → |
| Risk-weighted assets | 225,578,000 | USD | evidence → |