Call report 2004Q3
HERITAGE COMMUNITY BANK — 2004Q3
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 242,803,000 | USD | evidence → |
| Total loans | 200,288,000 | USD | evidence → |
| Allowance for loan losses | 2,011,000 | USD | evidence → |
| Securities available for sale | 27,005,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 216,575,000 | USD | evidence → |
| Interest-bearing deposits | 160,461,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,114,000 | USD | evidence → |
| Equity capital | 22,173,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,468,000 | USD | evidence → |
| Interest expense | 1,408,000 | USD | evidence → |
| Net interest income | 8,060,000 | USD | evidence → |
| Noninterest income | 1,759,000 | USD | evidence → |
| Noninterest expense | 6,340,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 3,254,000 | USD | evidence → |
| Income tax | 46,000 | USD | evidence → |
| Net income | 3,208,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,946,000 | USD | evidence → |
| Total capital | 23,957,000 | USD | evidence → |
| Risk-weighted assets | 211,527,000 | USD | evidence → |