Call report 2004Q2
BANK OF SMITHTOWN — 2004Q2
The 22 measures BANK OF SMITHTOWN reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 633,842,000 | USD | evidence → |
| Total loans | 521,131,000 | USD | evidence → |
| Allowance for loan losses | 4,558,000 | USD | evidence → |
| Securities available for sale | 53,811,000 | USD | evidence → |
| Securities held to maturity | 1,717,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 537,124,000 | USD | evidence → |
| Interest-bearing deposits | 505,288,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,836,000 | USD | evidence → |
| Equity capital | 52,304,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,211,000 | USD | evidence → |
| Interest expense | 4,711,000 | USD | evidence → |
| Net interest income | 12,500,000 | USD | evidence → |
| Noninterest income | 1,849,000 | USD | evidence → |
| Noninterest expense | 6,970,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 7,667,000 | USD | evidence → |
| Income tax | 2,687,000 | USD | evidence → |
| Net income | 4,980,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,414,000 | USD | evidence → |
| Total capital | 57,443,000 | USD | evidence → |
| Risk-weighted assets | 500,749,000 | USD | evidence → |