Call report 2004Q3
BANK OF SMITHTOWN — 2004Q3
The 22 measures BANK OF SMITHTOWN reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 661,005,000 | USD | evidence → |
| Total loans | 552,953,000 | USD | evidence → |
| Allowance for loan losses | 4,699,000 | USD | evidence → |
| Securities available for sale | 56,856,000 | USD | evidence → |
| Securities held to maturity | 1,608,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 551,087,000 | USD | evidence → |
| Interest-bearing deposits | 516,709,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,378,000 | USD | evidence → |
| Equity capital | 54,789,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,522,000 | USD | evidence → |
| Interest expense | 7,241,000 | USD | evidence → |
| Net interest income | 19,281,000 | USD | evidence → |
| Noninterest income | 3,016,000 | USD | evidence → |
| Noninterest expense | 10,616,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 11,958,000 | USD | evidence → |
| Income tax | 4,176,000 | USD | evidence → |
| Net income | 7,782,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,729,000 | USD | evidence → |
| Total capital | 58,899,000 | USD | evidence → |
| Risk-weighted assets | 531,075,000 | USD | evidence → |