Call report 2004Q1
BANK OF SMITHTOWN — 2004Q1
The 22 measures BANK OF SMITHTOWN reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 620,358,000 | USD | evidence → |
| Total loans | 493,864,000 | USD | evidence → |
| Allowance for loan losses | 4,763,000 | USD | evidence → |
| Securities available for sale | 45,208,000 | USD | evidence → |
| Securities held to maturity | 1,880,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 524,270,000 | USD | evidence → |
| Interest-bearing deposits | 497,569,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,701,000 | USD | evidence → |
| Equity capital | 51,225,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,334,000 | USD | evidence → |
| Interest expense | 2,363,000 | USD | evidence → |
| Net interest income | 5,971,000 | USD | evidence → |
| Noninterest income | 925,000 | USD | evidence → |
| Noninterest expense | 3,508,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,482,000 | USD | evidence → |
| Income tax | 1,213,000 | USD | evidence → |
| Net income | 2,269,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,522,000 | USD | evidence → |
| Total capital | 55,692,000 | USD | evidence → |
| Risk-weighted assets | 488,203,000 | USD | evidence → |