Call report 2003Q4
BANK OF SMITHTOWN — 2003Q4
The 22 measures BANK OF SMITHTOWN reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 564,949,000 | USD | evidence → |
| Total loans | 459,630,000 | USD | evidence → |
| Allowance for loan losses | 4,761,000 | USD | evidence → |
| Securities available for sale | 57,285,000 | USD | evidence → |
| Securities held to maturity | 1,993,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 482,655,000 | USD | evidence → |
| Interest-bearing deposits | 456,827,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,828,000 | USD | evidence → |
| Equity capital | 49,187,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,170,000 | USD | evidence → |
| Interest expense | 7,554,000 | USD | evidence → |
| Net interest income | 22,616,000 | USD | evidence → |
| Noninterest income | 3,737,000 | USD | evidence → |
| Noninterest expense | 11,297,000 | USD | evidence → |
| Provision for loan losses | 763,000 | USD | evidence → |
| Pretax income | 14,402,000 | USD | evidence → |
| Income tax | 5,199,000 | USD | evidence → |
| Net income | 9,203,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,655,000 | USD | evidence → |
| Total capital | 53,823,000 | USD | evidence → |
| Risk-weighted assets | 461,599,000 | USD | evidence → |