Call report 2003Q3
BANK OF SMITHTOWN — 2003Q3
The 22 measures BANK OF SMITHTOWN reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 529,699,000 | USD | evidence → |
| Total loans | 423,192,000 | USD | evidence → |
| Allowance for loan losses | 4,548,000 | USD | evidence → |
| Securities available for sale | 60,134,000 | USD | evidence → |
| Securities held to maturity | 2,127,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 436,168,000 | USD | evidence → |
| Interest-bearing deposits | 411,709,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,459,000 | USD | evidence → |
| Equity capital | 47,284,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,263,000 | USD | evidence → |
| Interest expense | 5,569,000 | USD | evidence → |
| Net interest income | 16,694,000 | USD | evidence → |
| Noninterest income | 2,840,000 | USD | evidence → |
| Noninterest expense | 8,640,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 10,355,000 | USD | evidence → |
| Income tax | 3,759,000 | USD | evidence → |
| Net income | 6,596,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,616,000 | USD | evidence → |
| Total capital | 51,464,000 | USD | evidence → |
| Risk-weighted assets | 424,097,000 | USD | evidence → |