Call report 2003Q2
BANK OF SMITHTOWN — 2003Q2
The 22 measures BANK OF SMITHTOWN reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 505,649,000 | USD | evidence → |
| Total loans | 391,506,000 | USD | evidence → |
| Allowance for loan losses | 4,316,000 | USD | evidence → |
| Securities available for sale | 66,386,000 | USD | evidence → |
| Securities held to maturity | 2,327,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 429,306,000 | USD | evidence → |
| Interest-bearing deposits | 396,121,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,185,000 | USD | evidence → |
| Equity capital | 36,569,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,313,000 | USD | evidence → |
| Interest expense | 3,734,000 | USD | evidence → |
| Net interest income | 10,579,000 | USD | evidence → |
| Noninterest income | 2,725,000 | USD | evidence → |
| Noninterest expense | 6,387,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 6,584,000 | USD | evidence → |
| Income tax | 2,393,000 | USD | evidence → |
| Net income | 4,191,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,476,000 | USD | evidence → |
| Total capital | 40,092,000 | USD | evidence → |
| Risk-weighted assets | 392,498,000 | USD | evidence → |