Call report 2003Q1
BANK OF SMITHTOWN — 2003Q1
The 22 measures BANK OF SMITHTOWN reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 472,294,000 | USD | evidence → |
| Total loans | 363,542,000 | USD | evidence → |
| Allowance for loan losses | 4,008,000 | USD | evidence → |
| Securities available for sale | 50,831,000 | USD | evidence → |
| Securities held to maturity | 2,916,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 397,175,000 | USD | evidence → |
| Interest-bearing deposits | 372,780,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,395,000 | USD | evidence → |
| Equity capital | 34,613,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,000,000 | USD | evidence → |
| Interest expense | 1,846,000 | USD | evidence → |
| Net interest income | 5,154,000 | USD | evidence → |
| Noninterest income | 1,187,000 | USD | evidence → |
| Noninterest expense | 3,174,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 3,097,000 | USD | evidence → |
| Income tax | 1,110,000 | USD | evidence → |
| Net income | 1,987,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,746,000 | USD | evidence → |
| Total capital | 38,054,000 | USD | evidence → |
| Risk-weighted assets | 362,816,000 | USD | evidence → |