Call report 2025Q3
VERMILION BANK & TRUST COMPANY — 2025Q3
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,920,000 | USD | evidence → |
| Total loans | 69,824,000 | USD | evidence → |
| Allowance for loan losses | 2,249,000 | USD | evidence → |
| Securities available for sale | 27,320,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,739,000 | USD | evidence → |
| Interest-bearing deposits | 91,742,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,997,000 | USD | evidence → |
| Equity capital | 16,257,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,481,000 | USD | evidence → |
| Interest expense | 892,000 | USD | evidence → |
| Net interest income | 4,589,000 | USD | evidence → |
| Noninterest income | 703,000 | USD | evidence → |
| Noninterest expense | 2,980,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 2,177,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,177,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,559,000 | USD | evidence → |
| Total capital | 18,542,000 | USD | evidence → |
| Risk-weighted assets | 77,378,000 | USD | evidence → |