Call report 2025Q4
VERMILION BANK & TRUST COMPANY — 2025Q4
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,728,000 | USD | evidence → |
| Total loans | 67,186,000 | USD | evidence → |
| Allowance for loan losses | 1,173,000 | USD | evidence → |
| Securities available for sale | 35,448,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 151,777,000 | USD | evidence → |
| Interest-bearing deposits | 117,817,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,960,000 | USD | evidence → |
| Equity capital | 16,741,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,321,000 | USD | evidence → |
| Interest expense | 1,170,000 | USD | evidence → |
| Net interest income | 6,151,000 | USD | evidence → |
| Noninterest income | 980,000 | USD | evidence → |
| Noninterest expense | 3,856,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 3,140,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,140,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,873,000 | USD | evidence → |
| Total capital | 18,874,000 | USD | evidence → |
| Risk-weighted assets | 79,935,000 | USD | evidence → |
Machine access — free, no API key
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