Call report 2025Q2
VERMILION BANK & TRUST COMPANY — 2025Q2
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,439,000 | USD | evidence → |
| Total loans | 69,577,000 | USD | evidence → |
| Allowance for loan losses | 2,263,000 | USD | evidence → |
| Securities available for sale | 28,955,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,117,000 | USD | evidence → |
| Interest-bearing deposits | 94,299,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,818,000 | USD | evidence → |
| Equity capital | 15,426,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,642,000 | USD | evidence → |
| Interest expense | 595,000 | USD | evidence → |
| Net interest income | 3,047,000 | USD | evidence → |
| Noninterest income | 489,000 | USD | evidence → |
| Noninterest expense | 1,990,000 | USD | evidence → |
| Provision for loan losses | 115,000 | USD | evidence → |
| Pretax income | 1,431,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,431,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,064,000 | USD | evidence → |
| Total capital | 18,036,000 | USD | evidence → |
| Risk-weighted assets | 76,501,000 | USD | evidence → |