Call report 2025Q1
VERMILION BANK & TRUST COMPANY — 2025Q1
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,018,000 | USD | evidence → |
| Total loans | 68,333,000 | USD | evidence → |
| Allowance for loan losses | 2,220,000 | USD | evidence → |
| Securities available for sale | 28,126,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 131,821,000 | USD | evidence → |
| Interest-bearing deposits | 95,762,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,059,000 | USD | evidence → |
| Equity capital | 14,682,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,815,000 | USD | evidence → |
| Interest expense | 298,000 | USD | evidence → |
| Net interest income | 1,517,000 | USD | evidence → |
| Noninterest income | 245,000 | USD | evidence → |
| Noninterest expense | 981,000 | USD | evidence → |
| Provision for loan losses | 55,000 | USD | evidence → |
| Pretax income | 726,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 726,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,609,000 | USD | evidence → |
| Total capital | 17,578,000 | USD | evidence → |
| Risk-weighted assets | 76,306,000 | USD | evidence → |