Call report 2004Q3
VERMILION BANK & TRUST COMPANY — 2004Q3
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,123,000 | USD | evidence → |
| Total loans | 40,799,000 | USD | evidence → |
| Allowance for loan losses | 641,000 | USD | evidence → |
| Securities available for sale | 12,669,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,396,000 | USD | evidence → |
| Interest-bearing deposits | 44,404,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,992,000 | USD | evidence → |
| Equity capital | 6,531,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,836,000 | USD | evidence → |
| Interest expense | 353,000 | USD | evidence → |
| Net interest income | 2,483,000 | USD | evidence → |
| Noninterest income | 469,000 | USD | evidence → |
| Noninterest expense | 2,097,000 | USD | evidence → |
| Provision for loan losses | 22,000 | USD | evidence → |
| Pretax income | 840,000 | USD | evidence → |
| Income tax | 14,000 | USD | evidence → |
| Net income | 826,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,383,000 | USD | evidence → |
| Total capital | 6,906,000 | USD | evidence → |
| Risk-weighted assets | 41,730,000 | USD | evidence → |