Call report 2004Q2
VERMILION BANK & TRUST COMPANY — 2004Q2
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,204,000 | USD | evidence → |
| Total loans | 40,130,000 | USD | evidence → |
| Allowance for loan losses | 632,000 | USD | evidence → |
| Securities available for sale | 13,698,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,289,000 | USD | evidence → |
| Interest-bearing deposits | 44,767,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,522,000 | USD | evidence → |
| Equity capital | 6,163,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,890,000 | USD | evidence → |
| Interest expense | 237,000 | USD | evidence → |
| Net interest income | 1,653,000 | USD | evidence → |
| Noninterest income | 293,000 | USD | evidence → |
| Noninterest expense | 1,413,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 518,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 508,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,232,000 | USD | evidence → |
| Total capital | 6,748,000 | USD | evidence → |
| Risk-weighted assets | 41,161,000 | USD | evidence → |