Call report 2004Q4
VERMILION BANK & TRUST COMPANY — 2004Q4
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,607,000 | USD | evidence → |
| Total loans | 40,589,000 | USD | evidence → |
| Allowance for loan losses | 612,000 | USD | evidence → |
| Securities available for sale | 24,041,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,926,000 | USD | evidence → |
| Interest-bearing deposits | 60,193,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,733,000 | USD | evidence → |
| Equity capital | 6,385,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,806,000 | USD | evidence → |
| Interest expense | 476,000 | USD | evidence → |
| Net interest income | 3,330,000 | USD | evidence → |
| Noninterest income | 629,000 | USD | evidence → |
| Noninterest expense | 2,792,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 1,104,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 1,085,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,312,000 | USD | evidence → |
| Total capital | 6,883,000 | USD | evidence → |
| Risk-weighted assets | 45,667,000 | USD | evidence → |