Call report 2004Q1
VERMILION BANK & TRUST COMPANY — 2004Q1
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,782,000 | USD | evidence → |
| Total loans | 37,399,000 | USD | evidence → |
| Allowance for loan losses | 627,000 | USD | evidence → |
| Securities available for sale | 16,199,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,592,000 | USD | evidence → |
| Interest-bearing deposits | 45,381,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,211,000 | USD | evidence → |
| Equity capital | 6,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 951,000 | USD | evidence → |
| Interest expense | 122,000 | USD | evidence → |
| Net interest income | 829,000 | USD | evidence → |
| Noninterest income | 131,000 | USD | evidence → |
| Noninterest expense | 705,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 247,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 242,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,129,000 | USD | evidence → |
| Total capital | 6,626,000 | USD | evidence → |
| Risk-weighted assets | 39,626,000 | USD | evidence → |
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