Call report 2003Q4
VERMILION BANK & TRUST COMPANY — 2003Q4
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,922,000 | USD | evidence → |
| Total loans | 36,631,000 | USD | evidence → |
| Allowance for loan losses | 624,000 | USD | evidence → |
| Securities available for sale | 20,404,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,921,000 | USD | evidence → |
| Interest-bearing deposits | 54,896,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,025,000 | USD | evidence → |
| Equity capital | 6,383,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,033,000 | USD | evidence → |
| Interest expense | 678,000 | USD | evidence → |
| Net interest income | 3,355,000 | USD | evidence → |
| Noninterest income | 527,000 | USD | evidence → |
| Noninterest expense | 2,751,000 | USD | evidence → |
| Provision for loan losses | 28,000 | USD | evidence → |
| Pretax income | 1,103,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 1,087,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,056,000 | USD | evidence → |
| Total capital | 6,581,000 | USD | evidence → |
| Risk-weighted assets | 41,903,000 | USD | evidence → |