Call report 2003Q3
VERMILION BANK & TRUST COMPANY — 2003Q3
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 68,401,000 | USD | evidence → |
| Total loans | 36,208,000 | USD | evidence → |
| Allowance for loan losses | 627,000 | USD | evidence → |
| Securities available for sale | 17,424,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,639,000 | USD | evidence → |
| Interest-bearing deposits | 47,387,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,252,000 | USD | evidence → |
| Equity capital | 6,565,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,045,000 | USD | evidence → |
| Interest expense | 535,000 | USD | evidence → |
| Net interest income | 2,510,000 | USD | evidence → |
| Noninterest income | 404,000 | USD | evidence → |
| Noninterest expense | 2,039,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 855,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 843,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,137,000 | USD | evidence → |
| Total capital | 6,628,000 | USD | evidence → |
| Risk-weighted assets | 39,123,000 | USD | evidence → |