Call report 2025Q2
LUMINATE BANK — 2025Q2
The 22 measures LUMINATE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 412,454,000 | USD | evidence → |
| Total loans | 338,115,000 | USD | evidence → |
| Allowance for loan losses | 5,231,000 | USD | evidence → |
| Securities available for sale | 1,997,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 343,906,000 | USD | evidence → |
| Interest-bearing deposits | 337,881,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,025,000 | USD | evidence → |
| Equity capital | 39,169,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,490,000 | USD | evidence → |
| Interest expense | 5,038,000 | USD | evidence → |
| Net interest income | 5,452,000 | USD | evidence → |
| Noninterest income | 54,722,000 | USD | evidence → |
| Noninterest expense | 52,107,000 | USD | evidence → |
| Provision for loan losses | 3,448,000 | USD | evidence → |
| Pretax income | 4,697,000 | USD | evidence → |
| Income tax | 92,000 | USD | evidence → |
| Net income | 4,605,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,950,000 | USD | evidence → |
| Total capital | 41,917,000 | USD | evidence → |
| Risk-weighted assets | 316,053,000 | USD | evidence → |