Call report 2025Q3
LUMINATE BANK — 2025Q3
The 22 measures LUMINATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 455,720,000 | USD | evidence → |
| Total loans | 334,509,000 | USD | evidence → |
| Allowance for loan losses | 5,331,000 | USD | evidence → |
| Securities available for sale | 2,000,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 366,317,000 | USD | evidence → |
| Interest-bearing deposits | 359,589,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,728,000 | USD | evidence → |
| Equity capital | 43,972,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,120,000 | USD | evidence → |
| Interest expense | 8,458,000 | USD | evidence → |
| Net interest income | 9,662,000 | USD | evidence → |
| Noninterest income | 93,981,000 | USD | evidence → |
| Noninterest expense | 89,709,000 | USD | evidence → |
| Provision for loan losses | 3,407,000 | USD | evidence → |
| Pretax income | 10,605,000 | USD | evidence → |
| Income tax | 100,000 | USD | evidence → |
| Net income | 10,505,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,795,000 | USD | evidence → |
| Total capital | 47,017,000 | USD | evidence → |
| Risk-weighted assets | 336,672,000 | USD | evidence → |