Call report 2025Q1
LUMINATE BANK — 2025Q1
The 22 measures LUMINATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 341,346,000 | USD | evidence → |
| Total loans | 292,130,000 | USD | evidence → |
| Allowance for loan losses | 3,059,000 | USD | evidence → |
| Securities available for sale | 1,986,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 251,351,000 | USD | evidence → |
| Interest-bearing deposits | 244,092,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,259,000 | USD | evidence → |
| Equity capital | 38,735,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,113,000 | USD | evidence → |
| Interest expense | 2,481,000 | USD | evidence → |
| Net interest income | 2,632,000 | USD | evidence → |
| Noninterest income | 23,031,000 | USD | evidence → |
| Noninterest expense | 24,605,000 | USD | evidence → |
| Provision for loan losses | 491,000 | USD | evidence → |
| Pretax income | 596,000 | USD | evidence → |
| Income tax | 73,000 | USD | evidence → |
| Net income | 523,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,460,000 | USD | evidence → |
| Total capital | 40,467,000 | USD | evidence → |
| Risk-weighted assets | 240,453,000 | USD | evidence → |