Call report 2007Q1
LUMINATE BANK — 2007Q1
The 22 measures LUMINATE BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,946,000 | USD | evidence → |
| Total loans | 39,216,000 | USD | evidence → |
| Allowance for loan losses | 349,000 | USD | evidence → |
| Securities available for sale | 3,417,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,096,000 | USD | evidence → |
| Interest-bearing deposits | 36,045,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,051,000 | USD | evidence → |
| Equity capital | 7,007,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 937,000 | USD | evidence → |
| Interest expense | 400,000 | USD | evidence → |
| Net interest income | 537,000 | USD | evidence → |
| Noninterest income | 21,000 | USD | evidence → |
| Noninterest expense | 442,000 | USD | evidence → |
| Provision for loan losses | -63,000 | USD | evidence → |
| Pretax income | 179,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 179,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,552,000 | USD | evidence → |
| Total capital | 6,901,000 | USD | evidence → |
| Risk-weighted assets | 42,777,000 | USD | evidence → |