Call report 2007Q2
LUMINATE BANK — 2007Q2
The 22 measures LUMINATE BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,058,000 | USD | evidence → |
| Total loans | 38,661,000 | USD | evidence → |
| Allowance for loan losses | 347,000 | USD | evidence → |
| Securities available for sale | 3,107,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,057,000 | USD | evidence → |
| Interest-bearing deposits | 34,685,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,372,000 | USD | evidence → |
| Equity capital | 7,090,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,855,000 | USD | evidence → |
| Interest expense | 824,000 | USD | evidence → |
| Net interest income | 1,031,000 | USD | evidence → |
| Noninterest income | 40,000 | USD | evidence → |
| Noninterest expense | 866,000 | USD | evidence → |
| Provision for loan losses | -63,000 | USD | evidence → |
| Pretax income | 268,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 268,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,641,000 | USD | evidence → |
| Total capital | 6,988,000 | USD | evidence → |
| Risk-weighted assets | 42,642,000 | USD | evidence → |