Call report 2006Q4
LUMINATE BANK — 2006Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,904,000 | USD | evidence → |
| Total loans | 44,450,000 | USD | evidence → |
| Allowance for loan losses | 409,000 | USD | evidence → |
| Securities available for sale | 3,409,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,712,000 | USD | evidence → |
| Interest-bearing deposits | 40,142,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,570,000 | USD | evidence → |
| Equity capital | 6,820,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,908,000 | USD | evidence → |
| Interest expense | 1,489,000 | USD | evidence → |
| Net interest income | 2,419,000 | USD | evidence → |
| Noninterest income | 141,000 | USD | evidence → |
| Noninterest expense | 1,595,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 765,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 765,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,373,000 | USD | evidence → |
| Total capital | 6,782,000 | USD | evidence → |
| Risk-weighted assets | 44,789,000 | USD | evidence → |