Call report 2004Q4
LUMINATE BANK — 2004Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 44,408,000 | USD | evidence → |
| Total loans | 37,655,000 | USD | evidence → |
| Allowance for loan losses | 369,000 | USD | evidence → |
| Securities available for sale | 3,580,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,816,000 | USD | evidence → |
| Interest-bearing deposits | 32,355,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,461,000 | USD | evidence → |
| Equity capital | 5,365,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,696,000 | USD | evidence → |
| Interest expense | 591,000 | USD | evidence → |
| Net interest income | 2,105,000 | USD | evidence → |
| Noninterest income | 180,000 | USD | evidence → |
| Noninterest expense | 1,419,000 | USD | evidence → |
| Provision for loan losses | 147,000 | USD | evidence → |
| Pretax income | 721,000 | USD | evidence → |
| Income tax | 17,000 | USD | evidence → |
| Net income | 704,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,887,000 | USD | evidence → |
| Total capital | 5,256,000 | USD | evidence → |
| Risk-weighted assets | 37,834,000 | USD | evidence → |