Call report 2004Q3
LUMINATE BANK — 2004Q3
The 22 measures LUMINATE BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,989,000 | USD | evidence → |
| Total loans | 36,492,000 | USD | evidence → |
| Allowance for loan losses | 343,000 | USD | evidence → |
| Securities available for sale | 3,608,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,661,000 | USD | evidence → |
| Interest-bearing deposits | 33,928,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,733,000 | USD | evidence → |
| Equity capital | 5,170,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,889,000 | USD | evidence → |
| Interest expense | 414,000 | USD | evidence → |
| Net interest income | 1,475,000 | USD | evidence → |
| Noninterest income | 140,000 | USD | evidence → |
| Noninterest expense | 997,000 | USD | evidence → |
| Provision for loan losses | 114,000 | USD | evidence → |
| Pretax income | 504,000 | USD | evidence → |
| Income tax | 17,000 | USD | evidence → |
| Net income | 487,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,670,000 | USD | evidence → |
| Total capital | 5,013,000 | USD | evidence → |
| Risk-weighted assets | 39,727,000 | USD | evidence → |