Call report 2005Q1
LUMINATE BANK — 2005Q1
The 22 measures LUMINATE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,977,000 | USD | evidence → |
| Total loans | 36,382,000 | USD | evidence → |
| Allowance for loan losses | 357,000 | USD | evidence → |
| Securities available for sale | 3,532,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,278,000 | USD | evidence → |
| Interest-bearing deposits | 37,368,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,910,000 | USD | evidence → |
| Equity capital | 5,528,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 774,000 | USD | evidence → |
| Interest expense | 228,000 | USD | evidence → |
| Net interest income | 546,000 | USD | evidence → |
| Noninterest income | 28,000 | USD | evidence → |
| Noninterest expense | 371,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 203,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 203,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,090,000 | USD | evidence → |
| Total capital | 5,447,000 | USD | evidence → |
| Risk-weighted assets | 36,745,000 | USD | evidence → |