Call report 2003Q4
LUMINATE BANK — 2003Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 29,306,000 | USD | evidence → |
| Total loans | 24,113,000 | USD | evidence → |
| Allowance for loan losses | 217,000 | USD | evidence → |
| Securities available for sale | 2,194,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,108,000 | USD | evidence → |
| Interest-bearing deposits | 18,151,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,957,000 | USD | evidence → |
| Equity capital | 4,680,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,800,000 | USD | evidence → |
| Interest expense | 541,000 | USD | evidence → |
| Net interest income | 1,259,000 | USD | evidence → |
| Noninterest income | 160,000 | USD | evidence → |
| Noninterest expense | 1,060,000 | USD | evidence → |
| Provision for loan losses | 153,000 | USD | evidence → |
| Pretax income | 206,000 | USD | evidence → |
| Income tax | -38,000 | USD | evidence → |
| Net income | 244,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,183,000 | USD | evidence → |
| Total capital | 4,400,000 | USD | evidence → |
| Risk-weighted assets | 25,122,000 | USD | evidence → |