Call report 2004Q1
LUMINATE BANK — 2004Q1
The 22 measures LUMINATE BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 37,459,000 | USD | evidence → |
| Total loans | 26,927,000 | USD | evidence → |
| Allowance for loan losses | 242,000 | USD | evidence → |
| Securities available for sale | 2,183,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,612,000 | USD | evidence → |
| Interest-bearing deposits | 28,750,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,862,000 | USD | evidence → |
| Equity capital | 4,734,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 482,000 | USD | evidence → |
| Interest expense | 111,000 | USD | evidence → |
| Net interest income | 371,000 | USD | evidence → |
| Noninterest income | 49,000 | USD | evidence → |
| Noninterest expense | 337,000 | USD | evidence → |
| Provision for loan losses | 51,000 | USD | evidence → |
| Pretax income | 32,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 32,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,215,000 | USD | evidence → |
| Total capital | 4,457,000 | USD | evidence → |
| Risk-weighted assets | 30,083,000 | USD | evidence → |