Call report 2003Q3
LUMINATE BANK — 2003Q3
The 22 measures LUMINATE BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 27,246,000 | USD | evidence → |
| Total loans | 22,115,000 | USD | evidence → |
| Allowance for loan losses | 132,000 | USD | evidence → |
| Securities available for sale | 2,248,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 22,617,000 | USD | evidence → |
| Interest-bearing deposits | 19,177,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,440,000 | USD | evidence → |
| Equity capital | 3,982,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,392,000 | USD | evidence → |
| Interest expense | 437,000 | USD | evidence → |
| Net interest income | 955,000 | USD | evidence → |
| Noninterest income | 91,000 | USD | evidence → |
| Noninterest expense | 784,000 | USD | evidence → |
| Provision for loan losses | 62,000 | USD | evidence → |
| Pretax income | 200,000 | USD | evidence → |
| Income tax | -37,000 | USD | evidence → |
| Net income | 237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,477,000 | USD | evidence → |
| Total capital | 3,609,000 | USD | evidence → |
| Risk-weighted assets | 23,591,000 | USD | evidence → |