Call report 2003Q2
LUMINATE BANK — 2003Q2
The 22 measures LUMINATE BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,491,000 | USD | evidence → |
| Total loans | 20,313,000 | USD | evidence → |
| Allowance for loan losses | 111,000 | USD | evidence → |
| Securities available for sale | 2,279,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,441,000 | USD | evidence → |
| Interest-bearing deposits | 20,363,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,078,000 | USD | evidence → |
| Equity capital | 3,899,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 908,000 | USD | evidence → |
| Interest expense | 319,000 | USD | evidence → |
| Net interest income | 589,000 | USD | evidence → |
| Noninterest income | 59,000 | USD | evidence → |
| Noninterest expense | 489,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 119,000 | USD | evidence → |
| Income tax | -37,000 | USD | evidence → |
| Net income | 156,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,396,000 | USD | evidence → |
| Total capital | 3,507,000 | USD | evidence → |
| Risk-weighted assets | 22,215,000 | USD | evidence → |