Call report 2003Q1
LUMINATE BANK — 2003Q1
The 22 measures LUMINATE BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,404,000 | USD | evidence → |
| Total loans | 21,920,000 | USD | evidence → |
| Allowance for loan losses | 236,000 | USD | evidence → |
| Securities available for sale | 2,389,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,082,000 | USD | evidence → |
| Interest-bearing deposits | 23,208,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,874,000 | USD | evidence → |
| Equity capital | 3,174,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 467,000 | USD | evidence → |
| Interest expense | 173,000 | USD | evidence → |
| Net interest income | 294,000 | USD | evidence → |
| Noninterest income | 22,000 | USD | evidence → |
| Noninterest expense | 227,000 | USD | evidence → |
| Provision for loan losses | 17,000 | USD | evidence → |
| Pretax income | 72,000 | USD | evidence → |
| Income tax | -37,000 | USD | evidence → |
| Net income | 109,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,668,000 | USD | evidence → |
| Total capital | 2,904,000 | USD | evidence → |
| Risk-weighted assets | 24,078,000 | USD | evidence → |