Call report 2002Q4
LUMINATE BANK — 2002Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,694,000 | USD | evidence → |
| Total loans | 22,776,000 | USD | evidence → |
| Allowance for loan losses | 227,000 | USD | evidence → |
| Securities available for sale | 2,449,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,438,000 | USD | evidence → |
| Interest-bearing deposits | 22,928,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,510,000 | USD | evidence → |
| Equity capital | 3,075,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,996,000 | USD | evidence → |
| Interest expense | 713,000 | USD | evidence → |
| Net interest income | 1,283,000 | USD | evidence → |
| Noninterest income | 170,000 | USD | evidence → |
| Noninterest expense | 1,006,000 | USD | evidence → |
| Provision for loan losses | 44,000 | USD | evidence → |
| Pretax income | 403,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 403,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,582,000 | USD | evidence → |
| Total capital | 2,809,000 | USD | evidence → |
| Risk-weighted assets | 23,187,000 | USD | evidence → |