Call report 2025Q4
UNIVERSAL BANK — 2025Q4
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 371,160,000 | USD | evidence → |
| Total loans | 266,085,000 | USD | evidence → |
| Allowance for loan losses | 2,727,000 | USD | evidence → |
| Securities available for sale | 63,478,000 | USD | evidence → |
| Securities held to maturity | 1,012,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 275,415,000 | USD | evidence → |
| Interest-bearing deposits | 246,764,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,651,000 | USD | evidence → |
| Equity capital | 67,129,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,767,000 | USD | evidence → |
| Interest expense | 8,350,000 | USD | evidence → |
| Net interest income | 10,417,000 | USD | evidence → |
| Noninterest income | 750,000 | USD | evidence → |
| Noninterest expense | 10,078,000 | USD | evidence → |
| Provision for loan losses | -716,000 | USD | evidence → |
| Pretax income | 1,805,000 | USD | evidence → |
| Income tax | 404,000 | USD | evidence → |
| Net income | 1,401,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,344,000 | USD | evidence → |