Call report 2025Q3
UNIVERSAL BANK — 2025Q3
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 361,480,000 | USD | evidence → |
| Total loans | 279,009,000 | USD | evidence → |
| Allowance for loan losses | 2,779,000 | USD | evidence → |
| Securities available for sale | 48,176,000 | USD | evidence → |
| Securities held to maturity | 1,085,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 265,843,000 | USD | evidence → |
| Interest-bearing deposits | 234,768,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,075,000 | USD | evidence → |
| Equity capital | 66,656,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,846,000 | USD | evidence → |
| Interest expense | 6,246,000 | USD | evidence → |
| Net interest income | 7,600,000 | USD | evidence → |
| Noninterest income | 534,000 | USD | evidence → |
| Noninterest expense | 7,642,000 | USD | evidence → |
| Provision for loan losses | -650,000 | USD | evidence → |
| Pretax income | 1,148,000 | USD | evidence → |
| Income tax | 244,000 | USD | evidence → |
| Net income | 904,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,849,000 | USD | evidence → |