Call report 2026Q1
UNIVERSAL BANK — 2026Q1
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 373,408,000 | USD | evidence → |
| Total loans | 256,657,000 | USD | evidence → |
| Allowance for loan losses | 2,761,000 | USD | evidence → |
| Securities available for sale | 81,407,000 | USD | evidence → |
| Securities held to maturity | 948,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 278,512,000 | USD | evidence → |
| Interest-bearing deposits | 250,514,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,998,000 | USD | evidence → |
| Equity capital | 66,833,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,560,000 | USD | evidence → |
| Interest expense | 2,003,000 | USD | evidence → |
| Net interest income | 2,557,000 | USD | evidence → |
| Noninterest income | 187,000 | USD | evidence → |
| Noninterest expense | 2,264,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 455,000 | USD | evidence → |
| Income tax | 101,000 | USD | evidence → |
| Net income | 354,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,696,000 | USD | evidence → |