Call report 2025Q2
UNIVERSAL BANK — 2025Q2
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 360,948,000 | USD | evidence → |
| Total loans | 280,435,000 | USD | evidence → |
| Allowance for loan losses | 3,071,000 | USD | evidence → |
| Securities available for sale | 35,319,000 | USD | evidence → |
| Securities held to maturity | 1,152,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 266,100,000 | USD | evidence → |
| Interest-bearing deposits | 233,463,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,637,000 | USD | evidence → |
| Equity capital | 65,843,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,121,000 | USD | evidence → |
| Interest expense | 4,174,000 | USD | evidence → |
| Net interest income | 4,947,000 | USD | evidence → |
| Noninterest income | 355,000 | USD | evidence → |
| Noninterest expense | 5,094,000 | USD | evidence → |
| Provision for loan losses | -350,000 | USD | evidence → |
| Pretax income | 564,000 | USD | evidence → |
| Income tax | 104,000 | USD | evidence → |
| Net income | 460,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,404,000 | USD | evidence → |