Call report 2015Q1
UNIVERSAL BANK — 2015Q1
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,772,000 | USD | evidence → |
| Total loans | 260,456,000 | USD | evidence → |
| Allowance for loan losses | 8,924,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 207,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,947,000 | USD | evidence → |
| Interest-bearing deposits | 239,893,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,054,000 | USD | evidence → |
| Equity capital | 42,508,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,942,000 | USD | evidence → |
| Interest expense | 251,000 | USD | evidence → |
| Net interest income | 2,691,000 | USD | evidence → |
| Noninterest income | 116,000 | USD | evidence → |
| Noninterest expense | 2,454,000 | USD | evidence → |
| Provision for loan losses | -1,000,000 | USD | evidence → |
| Pretax income | 1,353,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,353,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,508,000 | USD | evidence → |
| Total capital | 45,454,000 | USD | evidence → |
| Risk-weighted assets | 229,689,000 | USD | evidence → |