Call report 2015Q2
UNIVERSAL BANK — 2015Q2
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 326,812,000 | USD | evidence → |
| Total loans | 277,606,000 | USD | evidence → |
| Allowance for loan losses | 8,938,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 166,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 260,525,000 | USD | evidence → |
| Interest-bearing deposits | 238,604,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,921,000 | USD | evidence → |
| Equity capital | 42,929,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,943,000 | USD | evidence → |
| Interest expense | 523,000 | USD | evidence → |
| Net interest income | 5,420,000 | USD | evidence → |
| Noninterest income | 212,000 | USD | evidence → |
| Noninterest expense | 4,857,000 | USD | evidence → |
| Provision for loan losses | -1,000,000 | USD | evidence → |
| Pretax income | 1,775,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,775,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,929,000 | USD | evidence → |
| Total capital | 45,953,000 | USD | evidence → |
| Risk-weighted assets | 235,950,000 | USD | evidence → |