Call report 2014Q4
UNIVERSAL BANK — 2014Q4
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 316,829,000 | USD | evidence → |
| Total loans | 263,718,000 | USD | evidence → |
| Allowance for loan losses | 9,908,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 225,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 252,372,000 | USD | evidence → |
| Interest-bearing deposits | 232,372,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,000,000 | USD | evidence → |
| Equity capital | 41,155,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,813,000 | USD | evidence → |
| Interest expense | 980,000 | USD | evidence → |
| Net interest income | 10,833,000 | USD | evidence → |
| Noninterest income | 463,000 | USD | evidence → |
| Noninterest expense | 10,194,000 | USD | evidence → |
| Provision for loan losses | -447,000 | USD | evidence → |
| Pretax income | 1,549,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 1,548,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,155,000 | USD | evidence → |
| Total capital | 44,163,000 | USD | evidence → |
| Risk-weighted assets | 233,761,000 | USD | evidence → |