Call report 2014Q3
UNIVERSAL BANK — 2014Q3
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 321,411,000 | USD | evidence → |
| Total loans | 269,944,000 | USD | evidence → |
| Allowance for loan losses | 9,896,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 243,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 257,113,000 | USD | evidence → |
| Interest-bearing deposits | 236,407,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,706,000 | USD | evidence → |
| Equity capital | 40,698,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,718,000 | USD | evidence → |
| Interest expense | 726,000 | USD | evidence → |
| Net interest income | 7,992,000 | USD | evidence → |
| Noninterest income | 333,000 | USD | evidence → |
| Noninterest expense | 7,682,000 | USD | evidence → |
| Provision for loan losses | -448,000 | USD | evidence → |
| Pretax income | 1,091,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 1,090,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,698,000 | USD | evidence → |
| Total capital | 43,824,000 | USD | evidence → |
| Risk-weighted assets | 243,302,000 | USD | evidence → |