Call report 2014Q2
UNIVERSAL BANK — 2014Q2
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 315,715,000 | USD | evidence → |
| Total loans | 250,580,000 | USD | evidence → |
| Allowance for loan losses | 9,848,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 263,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,753,000 | USD | evidence → |
| Interest-bearing deposits | 241,706,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,047,000 | USD | evidence → |
| Equity capital | 40,332,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,796,000 | USD | evidence → |
| Interest expense | 472,000 | USD | evidence → |
| Net interest income | 5,324,000 | USD | evidence → |
| Noninterest income | 237,000 | USD | evidence → |
| Noninterest expense | 5,283,000 | USD | evidence → |
| Provision for loan losses | -448,000 | USD | evidence → |
| Pretax income | 726,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 725,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,332,000 | USD | evidence → |
| Total capital | 43,264,000 | USD | evidence → |
| Risk-weighted assets | 227,569,000 | USD | evidence → |