Call report 2014Q1
UNIVERSAL BANK — 2014Q1
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 314,392,000 | USD | evidence → |
| Total loans | 261,175,000 | USD | evidence → |
| Allowance for loan losses | 9,822,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 285,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 260,889,000 | USD | evidence → |
| Interest-bearing deposits | 241,106,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,783,000 | USD | evidence → |
| Equity capital | 39,778,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,748,000 | USD | evidence → |
| Interest expense | 227,000 | USD | evidence → |
| Net interest income | 2,521,000 | USD | evidence → |
| Noninterest income | 123,000 | USD | evidence → |
| Noninterest expense | 2,802,000 | USD | evidence → |
| Provision for loan losses | -330,000 | USD | evidence → |
| Pretax income | 172,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 171,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,778,000 | USD | evidence → |
| Total capital | 42,843,000 | USD | evidence → |
| Risk-weighted assets | 238,413,000 | USD | evidence → |